This is going to be a brainstorming post that I will be coming back to from time to time to update with new ideas I have on how to fix the healthcare “Crisis” in the United States without government control. Free Markets rock, and will be the basis of my ideas.
There will be a poll, so please, tell me which ones you like best
- Healthcare Savings Accounts: the widespread use of HSA’s would probablly mean the posting of Healthcare Service Costs in a Doctor’s office, and would make the whole system more competitive, and as I ranted a while ago, Competition is Life, Stagnation is Death.
- Insurance Choices: I call this the Progressive Auto Insurance Style of Health Insurance shopping (they really should sponsor me for as often as I mention them in this blog) where, like they show in the commercials, you walk in, tell them what you want to cover and how much you want to pay, and work out a policy that works for you. Combine with an HSA, and we should be able to bring down the cost of Healthcare for everyone.
- Opening Up of State Borders: Let people go shopping. There are over 300 Health Insurance Companies in the United States of America, yet the average citizen has access to about 2% of them because he lives in the wrong state. Let us buy whatever policy we want to buy, and supplement it with additional care as we see fit.
- Loser Pays Tort Reform: Right now, every time that a malpractice case is filed against your doctor, YOUR Health Insurance Premium goes up. This is for a VERY simple reason. As the costs of their Malpractice Insurance Costs increase, so that their Malpractice Insurance Company can pay for their Lawyer, in order for them to stay in business (because, like it or not, For Profit ANYTHING work harder then Not-For Profit) they must pass off the costs into an increase in the cost of service, and like all shit, it rolls down hill onto you and me. If we create a Loser Pays system, it will create a greater burden of proof on Plaintiffs, and will prevent cases like the John Edwards Cesarean Section case that resulted in 45% of all children being born in needless C-Sections…
- Reducing the Corporate Taxes on Pharmaceutical Companies: This forces companies overseas, and adds an increase to their Overhead. Thanks to these Corporate Taxes, many of our Pharmaceutical companies are moving overseas to Ireland, creating a Shipping Overhead that we have to pay, on top of the Corporate Tax Overhead that already exists because they do business in the United States. The FairTax would go a ways towards fixing THAT problem.
Those are just a few thoughts. Vote in the poll to tell me which you think would work best (and feel free to vote for more then one).